Southern Response Position on Limitation
Some welcome news for the Southern Response 'customer', (who technically aren't customers in the truest sense of the meaning of a customer). Unlike IAG, who is constantly seeking new insurance business and therefore new customers - IAG continues to take a hard line approach with its customers compared to Southern Response and Tower Insurance.
IAG LIMITATIOn Urgent action needed
IAG seem determined to use the 1st July 2018 as its Limitation defence date, when other insurers such as Tower Insurance and Southern Response have a more responsible approach. This is relevant if you are under or over cap. We have information on our site to help you, go via our main menu or click HERE.
"There are about 1,700 claims with EQC for defective assessment/repair. Many of these (and others still to come in) might relate to rubble foundations. It is possible may will go ‘over-cap’ and be transferred to the insurer. IAG could get up to 50% of these claims. Most will not even get to IAG before 30 June." Please note, the text in italics was provided to EQCfix, it has not been validated, is not our opinion, so any factual errors are therefore not our responsibility.
Ministerial Advisor Report
At 1:00pm 6th June 2016 the Report of the Independent Ministerial Advisor to the Minister Responsible for the Earthquake Commission was released
EQC Test Case proposed
Earthquake Commission Amendment Bill
This bill amends the Earthquake Commission Act 1993. Submissions are now being accepted.
Submission deadline: 31 May 2018
EQC Minister: Houses not properly assessed could cost millions
EQC 'on-sold' liability could cost as much as $1 billion. EQC boss knew of repair problems for a year. According to RNZ Morning Report, the Former Christchurch earthquake recovery minister Gerry Brownlee said this is a crisis being manufactured.
Homeowners are left with no option - sue IAG before 30 June
Terms of Reference for an Independent Inquiry into the Earthquake Commission
The Government will be conducting an independent inquiry into EQC and its performance in the wake of the Canterbury earthquakes.
Officials are providing advice to the Minister Responsible for the Earthquake Commission, Hon Dr Megan Woods, on the terms of reference, but people in Canterbury can also have their say on what needs to be included.
UPDATE: Survey submissions on an independent inquiry into EQC have now closed. Further details on progress of the enquiry will be posted here and on our Facebook page as they come to hand.
our last meeting for 2017. EQCfix covered three critical topics.
demystify land claims
- Buying or selling? Understand assignment of claims.
- Worried you’ve been underscoped / under assessed by EQC?
- Was your claim discharged by Southern Response?
Thank you to all those who attended our last public meeting for 2017.
See presentation from Grant Shand on Southern Response and the Concealed DRA’s
Event speaker list and details here
Urgent Attention: Limitation Act
urgent action required by IAG customers
In respect of "on-sold" properties IAG will not confirm that it has agreed to defer the LP defence to 30 June 2018. It appears that IAG is going to claim that re. "on-sold" properties it can rely on the LP defence from 4/9/17.
November 2016 Earthquake
Serious questions for EQC and your insurer
Many questions from claimants and experts have been raised about how EQC and insurers are dealing with assessments and the claims process following the November 2016 earthquake. Consider if these questions are important to your claim.
LIMITATION EXTENSION REQUEST TEMPLATES
While we do not necessarily accept that the limitation period for Canterbury claims will expire on 4 September 2017, we are concerned that some insurers may consider that it does expire then, and that they may rely on it as a defence to any claim you may be required to bring.
We have just added several templates for claimants to request an extension from their insurer to the limitation period imposed under the Limitation Act 1950 and/or Limitation Act 2010. This is very important for any homeowner with a claim. You should take action now.
Other template available include:
Expert legal opinions
Q&A from legal experts
EQC Fix has just added expert legal opinions on the burning questions many of you will have around your insurance claims.
Joint declaratory statement with EQC
EQC Group Action Settlement
A group of 98 Canterbury homeowners has won a landmark settlement with the Earthquake Commission (EQC) following a bid for a joint declaratory statement. The joint statement is relevant to anyone with settled or unsettled properties with EQC dwelling claims. But what does it all really mean for you?
A packed public meeting was held at the Transitional Cathedral, 12 May 2016, with the aim to inform home owners of the joint statement/agreement reached and its implications for them and their property. Radio New Zealand Checkpoint - John Campbell previews the public meeting - Listen to the interview
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To maximise the project’s success it would benefit from some financial assistance. More details here: