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    <loc>https://www.eqcfix.nz/blog/2016/8/29/eqcs-repair-standard-confusion-part-1-was-it-3-september-2010-condition</loc>
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      <image:title>Blog - EQC's Repair Standard Confusion - Part 1</image:title>
      <image:caption>Tonkin &amp; Taylor - Stage 1 Report Page 12</image:caption>
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      <image:title>Blog - EQC's Repair Standard Confusion - Part 2</image:title>
      <image:caption>EQC Action Group &amp; EQC Joint Statement signed 28 April 2016</image:caption>
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      <image:title>Blog - EQC's Repair Standard Confusion - Part 2</image:title>
      <image:caption>ChCh Star - Page A6 - 19 November 2010</image:caption>
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      <image:title>Blog - EQC's Repair Standard Confusion - Part 2</image:title>
      <image:caption>CHRP Complex Solution Summary Report - 20 July 2016</image:caption>
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  <url>
    <loc>https://www.eqcfix.nz/blog/2016/9/15/eqc-repair-standard-confusion-part-3</loc>
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    <lastmod>2016-10-07</lastmod>
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      <image:title>Blog - EQC "Remedial Work" vs Deficient Repair Strategies - What you need to know.</image:title>
      <image:caption>Tower Disclosure to NZX 9 September 2016</image:caption>
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  <url>
    <loc>https://www.eqcfix.nz/blog/2016/10/2/guest-blog-changing-boundaries-by-grant-shand</loc>
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    <lastmod>2016-10-07</lastmod>
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      <image:title>Blog - GUEST BLOG: Changing Boundaries by Grant Shand</image:title>
      <image:caption>Cadastral Surveying is the sub-field of surveying that specialises in the establishment and re-establishment of real property boundaries. It is an important component of the legal creation of properties.</image:caption>
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    <loc>https://www.eqcfix.nz/blog/2016/10/5/important-information-for-increased-liquification-vulnerability-ilv-landowners</loc>
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    <lastmod>2016-10-16</lastmod>
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      <image:title>Blog - Important Information for Canterbury Landowners</image:title>
      <image:caption>Residential Ground Improvement Findings from trials to manage liquefaction vulnerability - October 2015</image:caption>
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      <image:title>Blog - Important Information for Canterbury Landowners</image:title>
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      <image:title>Blog - The Fendalton Four - An Update</image:title>
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    <loc>https://www.eqcfix.nz/blog/mesh</loc>
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      <image:title>Blog - Worried About the Mesh in Your Foundation? GUEST BLOG - Carmel Jagger</image:title>
      <image:caption>Read: (http://www.radionz.co.nz/news/national/312255/homeowners-demand-answers-over-steel-mesh)</image:caption>
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    <loc>https://www.eqcfix.nz/blog/2016/10/25/cashsettlements</loc>
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    <lastmod>2016-11-06</lastmod>
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      <image:title>Blog - EQC Cash Settlements for Christmas? - GUEST BLOG - Peter Woods</image:title>
      <image:caption>Peter Woods speaking the Transitional Cathedral</image:caption>
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    <loc>https://www.eqcfix.nz/blog/2016/11/6/duncan-webb-to-present-case-for-royal-commission-to-select-committee-your-help-requested</loc>
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      <image:title>Blog - Email Parliament Your EARTHQUAKE Story - Deadline 15th November 2016</image:title>
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      <image:title>Blog - Email Parliament Your EARTHQUAKE Story - Deadline 15th November 2016</image:title>
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      <image:title>Blog - Email Parliament Your EARTHQUAKE Story - Deadline 15th November 2016</image:title>
      <image:caption>EQC Internal Stakeholder Survey September 2014</image:caption>
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    <loc>https://www.eqcfix.nz/blog/2016/11/12/eqc-drainage-claims-lodge-your-claims-before-31-december-2016</loc>
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    <lastmod>2016-11-14</lastmod>
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      <image:title>Blog - EQC drainage claims – Lodge your claims before 31 December 2016</image:title>
      <image:caption>Image used only as a way to show the concept of lateral drains</image:caption>
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    <lastmod>2016-11-15</lastmod>
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      <image:title>Blog - EQCfix.nz Message to EQC Board - "It's time"</image:title>
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    <loc>https://www.eqcfix.nz/blog/2016/11/15/when-your-are-ready-kaikoura-we-are-thinking-about-you</loc>
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    <lastmod>2016-11-17</lastmod>
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    <lastmod>2016-11-22</lastmod>
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    <lastmod>2016-11-22</lastmod>
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      <image:title>Blog - EQC's Repair Standards - Not Compliant or Up to Code?</image:title>
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    <loc>https://www.eqcfix.nz/blog/2016/11/23/too-much-talk-about-learning-lessons-and-not-enough-action</loc>
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    <loc>https://www.eqcfix.nz/blog/2017/3/11/kaikoura-taking-control-of-the-earthquake-claims-process</loc>
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    <lastmod>2017-03-17</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2017/3/18/insurance-claim-delays-deliver-massive-profits</loc>
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    <priority>0.5</priority>
    <lastmod>2017-03-17</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2017/7/7/trish-keith-general-manager-eqc-customer-and-claims</loc>
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    <lastmod>2017-07-07</lastmod>
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      <image:title>Blog - Trish Keith  - General Manager EQC Customer and Claims, and an unfortunate Letter to the Editor</image:title>
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      <image:title>Blog - Trish Keith  - General Manager EQC Customer and Claims, and an unfortunate Letter to the Editor</image:title>
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    <loc>https://www.eqcfix.nz/blog/2017/7/7/new-documents-confirm-eqc-inquiry-needed-southern-response-to-step-in-on-eqc-botched-repairs</loc>
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    <lastmod>2017-07-08</lastmod>
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      <image:title>Blog - New Documents Confirm EQC Inquiry Needed - Southern Response to Step in on EQC Botched Repairs</image:title>
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    <loc>https://www.eqcfix.nz/blog/2017/7/7/casestudyeqcfailurerate</loc>
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    <lastmod>2017-07-25</lastmod>
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      <image:title>Blog - One Owners Case Study Shows an EQC Failure Rate of 86%</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5961647c414fb5783d04c685/1499555014929/</image:loc>
      <image:title>Blog - One Owners Case Study Shows an EQC Failure Rate of 86%</image:title>
      <image:caption>Tim Grafton, CEO of the Insurance Council of New Zealand (ICNZ) has stated that the Council could not agree to a proposal put forward by Mr Peter Woods of Anthony Harper. That proposal was to have members agree to defer their Limitation Act defence until at least 12 months after EQC notified the claim as overcap. Refer: Article HERE</image:caption>
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    <loc>https://www.eqcfix.nz/blog/2017/7/8/insurers-likely-to-use-a-defence-of-limitation-to-reduce-liability</loc>
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    <lastmod>2017-07-08</lastmod>
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      <image:title>Blog - Are Insurers Likely to Use a Defence of Limitation to Reduce Liability?</image:title>
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      <image:title>Blog - Are Insurers Likely to Use a Defence of Limitation to Reduce Liability?</image:title>
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      <image:title>Blog - Are Insurers Likely to Use a Defence of Limitation to Reduce Liability?</image:title>
      <image:caption>Taken from the ICNZ website, they say they play a role informing and educating consumers about key insurance issues and risks? Where is their voice on this very real risk to consumers?</image:caption>
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    <loc>https://www.eqcfix.nz/blog/2017/8/12/mbie-guidance-why-was-it-portrayed-as-a-legitimate-response-to-earthquake-damage-loss</loc>
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    <lastmod>2017-08-12</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2017/8/31/sue-iag-now-subsequent-owners</loc>
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    <lastmod>2017-09-04</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2017/11/23/four-key-issues-to-be-addressed-at-last-eqcfix-meeting-for-2017</loc>
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    <lastmod>2017-11-22</lastmod>
    <image:image>
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      <image:title>Blog - Four key issues to be addressed at last EQCfix Meeting for 2017</image:title>
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  <url>
    <loc>https://www.eqcfix.nz/blog/2017/11/30/message-from-the-hon-dr-megan-woods</loc>
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    <priority>0.5</priority>
    <lastmod>2017-11-29</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2017/11/30/southern-response-and-the-concealed-dras</loc>
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    <priority>0.5</priority>
    <lastmod>2017-11-29</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/blog/2018/1/21/a-question-about-salvage-after-discharge-of-claim</loc>
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    <priority>0.5</priority>
    <lastmod>2018-01-20</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/blog/2018/2/18/letterboxes-campaign-launched-to-highlight-plight-of-those-in-claims-limbo</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-17</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5a888cd608522933c2d26103/1518898433435/letterboxes.jpg</image:loc>
      <image:title>Blog - Letterboxes Campaign Launched to Highlight Plight of Those in Claims Limbo</image:title>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5a888d12e2c4831ac9265a0f/1518898488902/letterboxes.jpg</image:loc>
      <image:title>Blog - Letterboxes Campaign Launched to Highlight Plight of Those in Claims Limbo</image:title>
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  <url>
    <loc>https://www.eqcfix.nz/blog/2018/3/20/eqc-act-changes-announced</loc>
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    <lastmod>2018-03-20</lastmod>
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    <loc>https://www.eqcfix.nz/blog/sueiag</loc>
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    <lastmod>2018-03-26</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2018/5/21/eqc-canterbury-earthquakes-test-cases</loc>
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    <lastmod>2018-05-21</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2018/6/6/ministerial-advisers-critical-eqc-report-calls-for-wide-ranging-changes-stuff-report</loc>
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    <lastmod>2018-06-06</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2018/6/6/insurance-advocate-welcomes-eqc-report-but-sounds-word-of-caution</loc>
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    <lastmod>2018-06-06</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2018/6/6/eqc-report-third-time-lucky</loc>
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    <lastmod>2018-06-06</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2019/5/3/big-cracks-appear-in-the-mbie-guidelines</loc>
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    <lastmod>2019-08-15</lastmod>
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    <loc>https://www.eqcfix.nz/blog/2019/5/4/the-eqcs-technical-response-to-recognise-and-reinstate-structural-damage</loc>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31572a70a6adec3ed1c5eb/1546738202606/Week+1+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch - Canterbury has experienced an increase in suicide rates post quaktes</image:title>
      <image:caption>Coroner Sue Johnson's finding on the death of Phillip Cooke, 54, in January last year is believed to be the first suicide formally attributed to the September 2010 and February 2011 earthquakes, a Justice Ministry spokesman said. (5th June 2013, NZ Hearld) Seventy-eight people died by suicide in Canterbury in the year to June, up from 61 in 2014-15. The region's previous high was 74 in 2009-10. (18th October 2016, Stuff) New Zealand has vowed to never forget the 185 people who died on February 22, 2011 -- but what about those who took their own lives in the aftermath of the disaster? A special report by Mike Scott and Olivia Carville on the hidden toll of the earthquakes. (18th April 2016, NZ Hearld) Canterbury District Commander Superintendent John Price says the year-on-year increase is "way, way out of kilter" with the national picture, Stuff reports. (16th July 2018, AM Show).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157422b6a28cb40245d1e/1546738641214/Week+2.png</image:loc>
      <image:title>Lessons From Christchurch - TOTAL COSTS FOR BOTCHED REPAIRS MORE THAN $1 BILLION?</image:title>
      <image:caption>EQC has already had to shell out $270 million on fixing botched repairs for under-cap cases. What will the total liability bill be for on-sold homes that have gone over cap? Pick a number. (28th August 2018, Stuff). Minister Responsible for the Earthquake Commission Megan Woods said she was concerned about how big the re-repair figure could get. "The difficult part is we don't know what we don't know. We don't know how many re-repairs are yet to be identified." (5th April 2018, RNZ). The problem is so big it has forced the chief executive of the Earthquake Commission (EQC) to publicly apologise to the hundreds of Christchurch homeowners affected. Those people have unknowingly bought earthquake damaged homes, but are now left in a "no man's land" where nobody will pay for repairs. (17th April 2018, Newshub).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157431ae6cfe5e9d8b1cf/1546738358570/Week+3+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch - MORE THAN 5,000 HOUSEHOLDERS STILL STRUGGLE. THIS IS NOT OK.</image:title>
      <image:caption>On the eighth anniversary of the start of the Canterbury earthquakes yet another anniversary protest was held. "A lot of people are going through hell, people are suffering. The issues in Christchurch are not sorted and some people are still deep in it," protest organiser Shona Strachan said. (31st August 2018, Stuff).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157468a922d58229347d4/1546738390761/Week+4+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch - 93% OF HOMES CHECK BY MBIE HAD EARTHQUAKE REPAIR PROBLEMS</image:title>
      <image:caption>A review into the quality of Canterbury's earthquake repairs has been called a "whitewash" after the Government allowed insurers to choose which homes could be looked at. (25th June 2015, Stuff) “Months went on and nobody came. Lucy, stay-at-home mum, chased up EQC. Finally, an assessor arrived.” “Pre-1970s foundations were suddenly a major issue for Christchurch homeowners.” (3rd September 2017, NZ Hearld) “The statement clarified that sole reliance on MBIE guidelines – which many believe are to blame for so many substandard under-floor repairs – is not enough to fulfil EQC's legal obligations.” (28th April 2016, Stuff).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157474fa51ae3f5327006/1546738426552/Week+5+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch - ONE IN FIVE CHILDREN HAVE PTSD SYMPTOMS</image:title>
      <image:caption>“On a family trip to the Air Force Museum of New Zealand at Wigram, the unexpected audio of World War II bombers triggered an extreme reaction.” (3rd May 2018, Noted ) Twenty thousand aftershocks, and counting, have been taking a toll on some who were bed wetting, playing up in class and needing to stay close to parents - all signs of post-traumatic stress. (6th March 2018, RNZ). Canterbury children's mental health is deteriorating while they wait for months to access help, advocates say. (11th May 2017, Stuff).</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157804ae23783edb39b04/1546737546761/Week+7+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157804d7a9c0f3dfc80cc/1546737544991/Week+6+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315785562fa7a26ecd6f2f/1546737550559/Week+9+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315788b8a0455ef9c53ab9/1546737560130/Week+10+alt+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157830e2e72045fa76e77/1546737554548/Week+8+Asset+13%402x-100.jpg</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31578b4d7a9c0f3dfc8146/1546737559327/Week+10+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31578e032be4fbaf278d93/1546737555609/Week+11+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31578f0ebbe80a2577f1c6/1546737555367/Week+12+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157904d7a9c0f3dfc8165/1546737556210/Week+13+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157912b6a28cb4024604b/1546737557336/Week+14+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31579221c67cd2740696a0/1546737557298/Week+15+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
    </image:image>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315793898583102b6a7639/1546737559015/Week+16+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157938a922d5822934b0e/1546737559083/Week+17+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315794cd83665593410bd9/1546737562434/Week+18+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons From Christchurch</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5c315bd1575d1f6be27e25d6/1546738202606/</image:loc>
      <image:title>Lessons From Christchurch - Canterbury has experienced an increase in suicide rates post quaktes</image:title>
      <image:caption>Coroner Sue Johnson's finding on the death of Phillip Cooke, 54, in January last year is believed to be the first suicide formally attributed to the September 2010 and February 2011 earthquakes, a Justice Ministry spokesman said. (5th June 2013, NZ Hearld) Seventy-eight people died by suicide in Canterbury in the year to June, up from 61 in 2014-15. The region's previous high was 74 in 2009-10. (18th October 2016, Stuff) New Zealand has vowed to never forget the 185 people who died on February 22, 2011 -- but what about those who took their own lives in the aftermath of the disaster? A special report by Mike Scott and Olivia Carville on the hidden toll of the earthquakes. (18th April 2016, NZ Hearld) Canterbury District Commander Superintendent John Price says the year-on-year increase is "way, way out of kilter" with the national picture, Stuff reports. (16th July 2018, AM Show).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/submissions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-09-10</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/submissions/2019/9/10/eqc-initially-under-scoped-the-damage-to-the-house-using-inexperienced-assessors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-10</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/joint-statement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-06</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/survey</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-06</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-08-15</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/resources</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-04-14</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/eqc-review-template</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-09</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/limitations-act</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-08</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/faq</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-08-15</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/search-site</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-08</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/video</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2016-07-21</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/november-14</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-05-03</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/582d2fbb15d5db79fabe2521/1479356352600/community.jpg</image:loc>
      <image:title>November 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/november-2016-questions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/failedfoundations</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-11-10</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/593365d020099e9f00a05a3a/1496540645481/</image:loc>
      <image:title>Failed Foundation Repairs</image:title>
      <image:caption>When an earthquake happens the bricks, quarry rocks, and stones inside a pre-70's rubble foundation can spall – break into chips, fragments, or become powder like. Spalling weakens the foundation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/claims</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-06</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b17a88b70a6ad549b448824/1528446405615/EQCfix-800x600-E.png</image:loc>
      <image:title>Claim Settlement</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b17a9031ae6cfcb45e73873/1528446405611/Creaky+Home.png</image:loc>
      <image:title>Claim Settlement</image:title>
      <image:caption>More presentations below, you can see all of them by going HERE</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5961da61e58c62cb702bc451/1528446405613/</image:loc>
      <image:title>Claim Settlement</image:title>
      <image:caption>To better ensure your home is reinstated to the right standard make sure you know about the Joint Statement won by Peter Woods of Anthony Harper and the EQC Group Action.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/26-july-2017-limitation-period</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-23</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b1796c703ce6412864e90e0/1528272590592/Anthony+Compressed.jpg</image:loc>
      <image:title>Presentation Anthony Harper</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/26-july-2017-land-cover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-07</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/26-july-2017-cash-settlements</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-07</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/bookshelf</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-14</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/596307a0d2b85754d9687830/1499662248338/</image:loc>
      <image:title>Bookshelf</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/property-with-iag-assigned-claim</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-09-04</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/ministerialreport</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-08-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b17617e1ae6cfcb45e09911/1528259028584/IMG_2878.JPG</image:loc>
      <image:title>Ministerial Report</image:title>
      <image:caption>Click the image to access the press release</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b1761291ae6cfcb45e08f38/1528258863534/EQC_Report_April_26_Final_2018__002__pdf.jpg</image:loc>
      <image:title>Ministerial Report</image:title>
      <image:caption>Click the image to access the report</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b176076352f53e777cdc4f9/1528258770091/IMG_2877.JPG</image:loc>
      <image:title>Ministerial Report</image:title>
      <image:caption>Click the image to access the report</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/sr-dra</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-05-08</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b1781a203ce6412864ccc5a/1500840700603/</image:loc>
      <image:title>SR DRA</image:title>
      <image:caption>One couple we know of at EQCfix.nz has a variance between DRA's of more than $300,000.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/reinstatement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-08</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b1a3dc50e2e727770052242/1528277325018/Creaky+Home.png</image:loc>
      <image:title>Reinstatement Standard</image:title>
      <image:caption>More presentations below, you can see all of them by going HERE</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b1a3dc50e2e727770052244/1499585284071/</image:loc>
      <image:title>Reinstatement Standard</image:title>
      <image:caption>To better ensure your home is reinstated to the right standard make sure you know about the Joint Statement won by Peter Woods of Anthony Harper and the EQC Group Action.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/iags-june-2018-limitation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-08-12</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b2dcd6870a6adb5d83aad29/1529730399350/IAG1684-IAG-Grad-Connection-Web-Page_13.jpg</image:loc>
      <image:title>IAG's June 2018 Limitation - IAG, State, NZI, etc...</image:title>
      <image:caption>Make sure you know if your claim is with one of the IAG brands (note AMI claims related to the CES are Southern Response claims)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b2dd18e0e2e7235d36851d8/1529729548259/RAS.JPG</image:loc>
      <image:title>IAG's June 2018 Limitation - Talk to your lawyer or RAS about Limitation and the IAG Brands.  </image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b2dd3c9562fa74e9787776a/1529729997499/IAG.png</image:loc>
      <image:title>IAG's June 2018 Limitation - They promise to make our world a safer place - will they prove it?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/eqc-claimant-letter-to-iag-not-yet-over-cap</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-23</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/iag-brands-letter-for-limitation-extension</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-23</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/home-built-before-1965</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-08-28</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/southern-reponses-2018-position</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-06-28</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/steel-mesh</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-09</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b835e33c2241ba1812072c2/1535336106592/TVNZ+Image.JPG</image:loc>
      <image:title>Got Steel Mesh?</image:title>
      <image:caption>Thousands of Christchurch home owners could be affected. Source: 1 NEWS (click image to access video)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b835f3503ce64a5a9b5f070/1535336289361/Flags+attached.JPG</image:loc>
      <image:title>Got Steel Mesh?</image:title>
      <image:caption>Around 75% of Non-compliant Steel Mesh Customers Are From Canterbury (click the image to access the article)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b91b77788251b40cd5b541e/1536276702888/steel+mesh.jpg</image:loc>
      <image:title>Got Steel Mesh? - Have you got steel mesh?</image:title>
      <image:caption>Three steel mesh manufacturers pleaded guilty to criminal charges. What might this mean for you? Information below and Register to Find Out about the Steel Class Action.  </image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5b860c7503ce6446292a6075/1535511773325/Adina.JPG</image:loc>
      <image:title>Got Steel Mesh?</image:title>
      <image:caption>Adina has been involved in bringing multi-million dollar actions funded by litigation funders. Because of her particular interest in the construction industry, Adina is frequently contacted for media commentary in relation to leaky building issues due to her wealth of knowledge and experience in this area.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/counter</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-09-03</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/limitation-defence</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-12-13</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/lessons-learned</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-03-14</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31572a70a6adec3ed1c5eb/1546738202606/Week+1+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons Learned - Canterbury has experienced an increase in suicide rates post quaktes</image:title>
      <image:caption>Coroner Sue Johnson's finding on the death of Phillip Cooke, 54, in January last year is believed to be the first suicide formally attributed to the September 2010 and February 2011 earthquakes, a Justice Ministry spokesman said. (5th June 2013, NZ Hearld) Seventy-eight people died by suicide in Canterbury in the year to June, up from 61 in 2014-15. The region's previous high was 74 in 2009-10. (18th October 2016, Stuff) New Zealand has vowed to never forget the 185 people who died on February 22, 2011 -- but what about those who took their own lives in the aftermath of the disaster? A special report by Mike Scott and Olivia Carville on the hidden toll of the earthquakes. (18th April 2016, NZ Hearld) Canterbury District Commander Superintendent John Price says the year-on-year increase is "way, way out of kilter" with the national picture, Stuff reports. (16th July 2018, AM Show).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157422b6a28cb40245d1e/1546738641214/Week+2.png</image:loc>
      <image:title>Lessons Learned - TOTAL COSTS FOR BOTCHED REPAIRS MORE THAN $1 BILLION?</image:title>
      <image:caption>EQC has already had to shell out $270 million on fixing botched repairs for under-cap cases. What will the total liability bill be for on-sold homes that have gone over cap? Pick a number. (28th August 2018, Stuff). Minister Responsible for the Earthquake Commission Megan Woods said she was concerned about how big the re-repair figure could get. "The difficult part is we don't know what we don't know. We don't know how many re-repairs are yet to be identified." (5th April 2018, RNZ). The problem is so big it has forced the chief executive of the Earthquake Commission (EQC) to publicly apologise to the hundreds of Christchurch homeowners affected. Those people have unknowingly bought earthquake damaged homes, but are now left in a "no man's land" where nobody will pay for repairs. (17th April 2018, Newshub).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157431ae6cfe5e9d8b1cf/1546738358570/Week+3+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons Learned - MORE THAN 5,000 HOUSEHOLDERS STILL STRUGGLE. THIS IS NOT OK.</image:title>
      <image:caption>On the eighth anniversary of the start of the Canterbury earthquakes yet another anniversary protest was held. "A lot of people are going through hell, people are suffering. The issues in Christchurch are not sorted and some people are still deep in it," protest organiser Shona Strachan said. (31st August 2018, Stuff).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157468a922d58229347d4/1546738390761/Week+4+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons Learned - 93% OF HOMES CHECK BY MBIE HAD EARTHQUAKE REPAIR PROBLEMS</image:title>
      <image:caption>A review into the quality of Canterbury's earthquake repairs has been called a "whitewash" after the Government allowed insurers to choose which homes could be looked at. (25th June 2015, Stuff) “Months went on and nobody came. Lucy, stay-at-home mum, chased up EQC. Finally, an assessor arrived.” “Pre-1970s foundations were suddenly a major issue for Christchurch homeowners.” (3rd September 2017, NZ Hearld) “The statement clarified that sole reliance on MBIE guidelines – which many believe are to blame for so many substandard under-floor repairs – is not enough to fulfil EQC's legal obligations.” (28th April 2016, Stuff).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157474fa51ae3f5327006/1546738426552/Week+5+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons Learned - ONE IN FIVE CHILDREN HAVE PTSD SYMPTOMS</image:title>
      <image:caption>“On a family trip to the Air Force Museum of New Zealand at Wigram, the unexpected audio of World War II bombers triggered an extreme reaction.” (3rd May 2018, Noted ) Twenty thousand aftershocks, and counting, have been taking a toll on some who were bed wetting, playing up in class and needing to stay close to parents - all signs of post-traumatic stress. (6th March 2018, RNZ). Canterbury children's mental health is deteriorating while they wait for months to access help, advocates say. (11th May 2017, Stuff).</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157804ae23783edb39b04/1546737546761/Week+7+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157804d7a9c0f3dfc80cc/1546737544991/Week+6+Learn+from+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315785562fa7a26ecd6f2f/1546737550559/Week+9+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315788b8a0455ef9c53ab9/1546737560130/Week+10+alt+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157830e2e72045fa76e77/1546737554548/Week+8+Asset+13%402x-100.jpg</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31578b4d7a9c0f3dfc8146/1546737559327/Week+10+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31578e032be4fbaf278d93/1546737555609/Week+11+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31578f0ebbe80a2577f1c6/1546737555367/Week+12+Learn+From+Christcburch.png</image:loc>
      <image:title>Lessons Learned</image:title>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157904d7a9c0f3dfc8165/1546737556210/Week+13+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
    </image:image>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157912b6a28cb4024604b/1546737557336/Week+14+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c31579221c67cd2740696a0/1546737557298/Week+15+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315793898583102b6a7639/1546737559015/Week+16+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c3157938a922d5822934b0e/1546737559083/Week+17+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
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      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/5c31570f0ebbe80a2577ecef/5c315794cd83665593410bd9/1546737562434/Week+18+Learn+From+Christchurch.png</image:loc>
      <image:title>Lessons Learned</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/public-inquiry-in-eqc</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-09-27</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5729141260b5e9e5b971c146/t/5cad1a1c4e17b6172427d0a9/1554848290820/Dame-Silvia-Cartwright.jpg</image:loc>
      <image:title>Public Inquiry in EQC</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/public-enquiry-in-eqc</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-04-10</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/xu-vs-iag-high-court-appeal</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-07-03</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/eqc-and-on-solds</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-08-15</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/inquiry-submissions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-10-09</lastmod>
  </url>
  <url>
    <loc>https://www.eqcfix.nz/eqcfix-inquiry-submissions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-10-09</lastmod>
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