Canterbury Earthquakes Insurance Tribunal – Code compliance matters are back on track
The Canterbury Earthquakes Insurance Tribunal recently reversed its Practice Note direction, which stated that it was not prepared to decide whether particular repairs will comply with the Building Code.
The Tribunal’s Chair, Chris Somerville, has confirmed that the Tribunal will deal with matters of Code compliance on a case by case basis.
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“This paper has no human rights implications” – Cabinet Committee on Canterbury Earthquake Recovery 2011
OIA request: Report of the Ad Hoc Cabinet Committee on Canterbury Earthquake Recovery: Period Ended 21 January 2011
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EQC caught out, again
If you ever hear EQC trying to claim they did not create the DBH/MBIE Guidance, refer them to the attached scanned front page which shows the Engineering Advisory Group were referred to as "EQC Engineering Advisory Group" and the information they produced was confidential to the EQC.
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Big cracks appear in the MBIE Guidelines
Why do Engineering NZ single out the MBIE Guidance as a document to refer to? Why do they not refer to Gib Guidelines when it comes to plasterboard products, or WANZ when it comes to windows, or NZ Federation of Brick and Block Layers when it comes to masonry?
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EQC Report - Third Time Lucky?
Ali Jones says the 2013 Faultlines Report made much of the poor communication between claimants and EQC, together with how the provision of claimant’s information needed to be less wieldy and more efficient but little changed. Ian Simpson was also quoted in the media several years ago as denying people needed to submit an Official Information Act Request (OIA) for their own information, something about which he was incorrect.
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Insurance Advocate Welcomes EQC Report But Sounds Word of Caution
Dean Lester believes claims are being prevented from settling because of the silo’s and people in other divisions such as technical and apportionment. “How can we progress claims if we can’t even meet with the people who are holding up the claims?
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Ministerial adviser's critical EQC report calls for wide-ranging changes - Stuff Report
Read the Stuff article on the Ministerial Report
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EQC – CANTERBURY EARTHQUAKES – TEST CASES
Letter from law firm Anthony Harper to The Hon Dr Megan Woods concerning test cases.
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Homeowners are left with no option - sue IAG before 30 June
Every person with an EQC claim deserves to know this before it is too late. "There should be hundreds, if not thousands, more as there were systemic failures by EQC, particularly in respect of damage to rubble foundations). In our experience the vast majority will go "over-cap" and be transferred to the insurer."
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EQC Act changes announced
Changes to the EQC scheme announced today.
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Letterboxes Campaign Launched to Highlight Plight of Those in Claims Limbo
As the seventh anniversary of the February 22 Christchurch earthquake approaches, a new campaign has been launched.
Called “Letterboxes - #7YearsOn”, the campaign is designed to raise the profile of the thousands of unresolved insurance and EQC claims, some dating from the September 2010 quake.
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A Question About Salvage After Discharge of Claim
Do you have to pay salvage after the dishcarge of a claim?
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Southern Response and the Concealed DRA’s
Presentation by Grand Shand, 27 November 2017 at the EQC Fix public meeting — Southern Response and the Concealed DRA’s
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Message from the Hon Dr Megan Woods
For me, the priority is making sure that people are able to move on with their lives.
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Four key issues to be addressed at last EQCfix Meeting for 2017
More than 7 years after the first Canterbury earthquake sequence started in September 2010, several significant issues continue to confound claimants. A meeting on Monday 27th November, 7:00pm, will address these issues.
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SUE IAG NOW? - SUBSEQUENT OWNERS
In respect of "on-sold" properties IAG will not confirm that it has agreed to defer the LP defence to 30 June 2018. It appears that IAG is going to claim that re. "on-sold" properties it can rely on the LP defence from 4/9/17.
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MBIE Guidance - Why was it portrayed as a 'legitimate' response to earthquake damage loss
In 2010 a government ministry (DBH) responded to the Canterbury Earthquake events with Guidance information that they portrayed as been a legitimate insurance response. In 2016 the same ministry (MBIE) admitted it was not an adequate insurance response. Support this petition to investigate if this deception has caused widespread disadvantage to homeowners.
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One Owners Case Study Shows an EQC Failure Rate of 86%
What this study shows is of the seven properties assessed by EQC only one was assessed correctly (an 86% failure rate). EQC missed significant structural damage in four of the seven properties (a 57% failure rate).
Minister Brownlee, responding to questions in the House, recently stated that there were 7.9% call back requests. Call back requests are reliant on the homeowner knowing their home had missed damage and initiating contact with EQC.
We already have one devastating example of the outcome of damaged missed by EQC and the subsequent impact on future property owners, there are likely to be many more in the years to come
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Are Insurers Likely to Use a Defence of Limitation to Reduce Liability?
The Insurance Council of New Zealand is not addressing this with its members, rather it is telling homeowners to deal directly with their insurers.
Residential property owners are warned by the Residential Advisory Service to get in before it is to late. They are most concerned for owners who have remedial repair concerns who have not considered their claim may go over cap. These people must contact the private insurers before it is to late. Some insurers can use the defence of limitation as early as September 2017.
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