Letterboxes Campaign Launched to Highlight Plight of Those in Claims Limbo
A Question About Salvage After Discharge of Claim
As the seventh anniversary of the February 22 Christchurch earthquake approaches, a new campaign has been launched.
Called “Letterboxes - #7YearsOn”, the campaign is designed to raise the profile of the thousands of unresolved insurance and EQC claims, some dating from the September 2010 quake.
Southern Response and the Concealed DRA’s
Do you have to pay salvage after the dishcarge of a claim?
Message from the Hon Dr Megan Woods
Presentation by Grand Shand, 27 November 2017 at the EQC Fix public meeting — Southern Response and the Concealed DRA’s
Four key issues to be addressed at last EQCfix Meeting for 2017
For me, the priority is making sure that people are able to move on with their lives.
SUE IAG NOW? - SUBSEQUENT OWNERS
More than 7 years after the first Canterbury earthquake sequence started in September 2010, several significant issues continue to confound claimants. A meeting on Monday 27th November, 7:00pm, will address these issues.
MBIE Guidance - Why was it portrayed as a 'legitimate' response to earthquake damage loss
In respect of "on-sold" properties IAG will not confirm that it has agreed to defer the LP defence to 30 June 2018. It appears that IAG is going to claim that re. "on-sold" properties it can rely on the LP defence from 4/9/17.
One Owners Case Study Shows an EQC Failure Rate of 86%
In 2010 a government ministry (DBH) responded to the Canterbury Earthquake events with Guidance information that they portrayed as been a legitimate insurance response. In 2016 the same ministry (MBIE) admitted it was not an adequate insurance response. Support this petition to investigate if this deception has caused widespread disadvantage to homeowners.
Are Insurers Likely to Use a Defence of Limitation to Reduce Liability?
What this study shows is of the seven properties assessed by EQC only one was assessed correctly (an 86% failure rate). EQC missed significant structural damage in four of the seven properties (a 57% failure rate).
Minister Brownlee, responding to questions in the House, recently stated that there were 7.9% call back requests. Call back requests are reliant on the homeowner knowing their home had missed damage and initiating contact with EQC.
We already have one devastating example of the outcome of damaged missed by EQC and the subsequent impact on future property owners, there are likely to be many more in the years to come
New Documents Confirm EQC Inquiry Needed - Southern Response to Step in on EQC Botched Repairs
The Insurance Council of New Zealand is not addressing this with its members, rather it is telling homeowners to deal directly with their insurers.
Residential property owners are warned by the Residential Advisory Service to get in before it is to late. They are most concerned for owners who have remedial repair concerns who have not considered their claim may go over cap. These people must contact the private insurers before it is to late. Some insurers can use the defence of limitation as early as September 2017.
Trish Keith - General Manager EQC Customer and Claims, and an unfortunate Letter to the Editor
We now have clear evidence that failed EQC repairs are a major issue.” That from Christchurch lawyer Dr Duncan Webb after documents released under the Official Information Act show that Southern Response is to step in and take over EQC’s botched repairs of AMI insured houses.
Insurance Claim Delays Deliver Massive Profits
Trish Keith, EQC General Manager Customer and Claims sent a letter to the editor of the Christchurch Press. That letter contained statistical misinformation and appears to show a clear disconnect to the experience of so many.
Kaikoura - Taking control of the Earthquake Claims Process
The Huffington Post published this article in 2011 titled "Insurance Claim Delays Deliver Massive Profits To Industry By Shorting Customers". At this time many people in Christchurch did not fully appreciate how things would unfold with their own insurance claims.
Too Much Talk About Learning Lessons and Not Enough Action
Post the 2010 / 2011 events residential property owners thought their insurance policies, alongside the EQC Act, would see them right. For some, the system worked, but for many it didn’t. Too many homeowners were left with poorly repaired homes, have lived with significant stress, are financially worse off, have devalued properties, and as a city, Christchurch is facing a crisis of substandard housing stock for years to come. Learn from experts about the Christchurch experience.
EQC's Repair Standards - Not Compliant or Up to Code?
It was disturbing to find the lessons of Christchurch were not fully understood in Wellington following the November 14 earthquake sequence. Soon after the September 2010 earthquake organisations and businesses in the Christchurch CBD were quick to claim it was ‘business as usual’. Naturally these organisations and businesses in Christchurch were concerned for the economic wellbeing of the city. However it was in hindsight the wrong message to send out.
Limitation Period for Claims Against EQC -Resources Update
It is now understood that EQC have been repairing earthquake damaged homes to a lower standard than required under the EQC Act and, during the critical period when most of the Canterbury repairs were carried out or cash settled, EQC lied about claimant’s entitlements and EQC’s legal obligations. The public have been fooled by EQC into believing they were entitled to less than the full replacement cover stated in their policies.
When You're Ready - We're Thinking About You - For All Property Owners Impacted November 2016
An update on EQC's position and what it means for you..For those of you new to all of this, Limitation is a legal term that refers to a "count of time". Many people impacted by the Canterbury Quakes are facing real concerns with this issue due to delays they believe were caused by EQC's inability to correctly assess their homes in accordance with the EQC Act.
EQCfix.nz Message to EQC Board - "It's time"
Our support, understanding and sympathy goes out to everyone impacted from 14th November. We know what it feels like, we remember it like it was yesterday. One thing to remember, you are not alone.
EQC drainage claims – Lodge your claims before 31 December 2016
Given the state of EQC's finances following the 2010/11 earthquake sequence, EQCfix is today asking EQC's Board to urgently request the Minister of Finance trigger the Crown Guarantee per section 16 of the EQC Act:
Email Parliament Your EARTHQUAKE Story - Deadline 15th November 2016
Peter Woods of Anthony Harper has provided a recommendation that homeowners lodge a drainage claim with EQC during the grace period. Mr Woods has provided a templated letter for use by homeonwers.
When the petition for a Royal Commission into defective repairs was launched the problem was recognised as significant....